Tom Lloy

As a Newport Beach Fire Captain and retired veteran of 30 years, I am intimately familiar with service and sacrifice.  Having been a repeat client of Emery for 18 years, I have experienced the integrity and genuine concern Emery has for their clients.

The Emery Team, and founder Brad Sarvak, have been long time supporters of the Fire Service, it’s members, their families, and causes.  After referring friends, family, and colleagues to Emery for years because of the great service and advice I received, I joined the Emery team in a new role, created especially for me.

As Fire Division Director, I am now in a position to coordinate the services of the Emery team to fulfill the unique needs of Firefighters.  Similar to my role in the Fire Service in responding to a calls, I will work with you to gather information, assess your needs, and dispatch the right Emery resources to ensure you have a positive outcome.  Our team understands your schedules, and the intricacies of how your compensation is structured, and most importantly – we know how to put it all together to get your mortgage funded.

After over two decades of mortgage service, and over 5,000 loans initiated for Firefighters and their friends and family, I’m confident we can be a great service for you.  Emery Financial – We Manage Mortgages for Life!