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CLIENTS for LIFE!
Our goal is to always provide the best rates and service to earn your business and referrals for life! Choosing the right broker means more than simply finding the lowest quote on a 30 year fixed. As your needs change, I'll keep you partnered with the lender who best suits you.
After all, what stays fixed for 30 years?
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Fortunately, with your business and that of your referrals of family and friends, we are financially strong and in the mortgage business for the long haul. Emery has always done the highest quality of loans which are A and A+ paper. Emery did very few Sub-Prime loans which are the major source of problems in the industry and has shut down some lenders in our industry. We have done over 48,000 loans since 1993 and less than 200 were originated as Sub-Prime Loans.
As the market adjusts, now is a great time to review your long term plans and possibly move into a longer term loan. For those friends and family that might be in process with lenders and brokers that are in trouble, and don’t know it. Many won’t get their loans closed. Their loans will either be denied due to guideline changes or the brokers/lenders may go out of business before they can fund their loans. Fortunately, your mortgage banker Emery Financial will be around to take care of business. If you have friends or family that are looking to purchase or refinance, make sure that they are as secure as you and please refer them to us
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| | |  | Is This a Housing Market, or a Soviet Grocery Store? | The housing market in the LA area is looking like a Soviet grocery store to a lot of buyers right now: Empty shelves and a lot of hands grabbing for what’s there. And while it’s true that the inventory is down sharply, there are still gems that are being listed. The only problem is that [...]
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| | Case-Shiller: A Brutal Winter for Home Prices | It’s time (a bit past time, actually) for our monthly check-in of the S&P/Case-Shiller Home Price Indices (HPI). The Case-Shiller data is generally considered to be the most reliable measure of overall home price changes for a region, since they only consider repeat sales of homes when calculating their index, instead of looking at all [...]
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| | Southern California Stagers, Handymen Now Available in Open Book | Once you decide to list your home, you may need some work done to make it sparkle on opening day. But, who will you trust to do the work? You want the best referrals, ratings and information to make that decision. That’s why we’ve expanded Redfin Open Book to include reviews of handymen and stagers [...]
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| | Case-Shiller: LA’s Middle Tier Took the Biggest Hit in December | It’s time (a bit past time, actually) for our monthly check-in of the S&P/Case-Shiller Home Price Indices (HPI). The Case-Shiller data is generally considered to be the most reliable measure of overall home price changes for a region, since they only consider repeat sales of homes when calculating their index, instead of looking at all [...]
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Testimonials
 We are extremely pleased! Emery has always contacted us when rates drop in our favor prompting us to consider to refinance. Without their updates we would have missed out on some really good refinancing opportunities.
Ken N.
 Thank you also for all your help and hard work. Your company has always been very professional and a pleasure to work with. Chris and I appreciate it.
I will pass your names along to my co-workers.
Debbi M.
Thanks for a job well done for the second time. We are leaving in the a.m. for home.
Weather is cooling but had a great summer!
Lou O.
Thank you for the very thorough explanation. I really appreciate everything that Emery has done for us. I hope you get some time to enjoy the rest of the weekend with things being so busy!
Zach W.
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